Property & Casualty

At E.G. Bowman, our expert staff has been providing the best in Property & Casualty insurance for over 57 years.
Our knowledge of the many coverages available under the heading of Property & Casualty is comprehensive, and we maintain the highest standards of knowledge and servicing, always insuring our clients - The Very Best!
Below is a brief listing of the many types of coverage available to you:
   

Commercial Package
The Commercial Package policy that E.G. Bowman would secure for you, is tailor-made specifically for your particular needs. Whether it's your real estate, office equipment, or warehouse inventory, we understand exactly how important your business is to you.
The policy that we would recommend for you, could provide a full range of property and liability insurance, or if you prefer, separate forms of protection. Either way, we will assist you in every aspect of finding the best coverage for your company.
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Building Property
Other than your personnel, your real estate, equipment, and furnishings are perhaps your biggest asset in conducting business on a daily basis. Their protection can mean the difference between success and failure for your company and Bowman understands this notion better than anyone. We can help you assess the "real-world" value of your workplace possessions, and secure the optimum coverage, at the most affordable rates possible!
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General Liability
It is no secret today, that our courts are being inundated with more and more lawsuits each year. The pressures facing businesses today to insure themselves against this possiblity, are ever-increasing. Our knowledge and advice concerning the many liability issues, allows for our clients the opportunity to make intelligent decisions, when it comes to their company's needs.
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Commercial Auto
Policies covering the use of company-owned, and/or employee-owned vehicles for company use, as well as the more commonplace collision liability coverages, have been in use for many years. For over 50 years, E.G. Bowman's knowledge and understanding of commercial auto insurance has been legendary, with many Fortune 500 clients taking advantage of our expertise.
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Worker's Comp
Your employees are perhaps your company's most valuable asset. However, you are also liable for their well-being on the job, requiring the necessary coverage against possible claims for work-related injuries or illness. Here at E.G. Bowman, our first priority has always been to maintain a relaxed, yet focused atmosphere.
Some of our employees, on staff here for many years, consider us like a second family. When it comes to your staff, you would do well in taking advantage of Bowman's vast experience and expertise, allowing us to help analyze and assess which coverage would best suit your needs.
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Umbrella Liability
There are times when you may need extra coverage, where, for example your existing general or auto liability has exclusions or gaps in coverage. Again, E.G. Bowman provides a free review of your current coverages, pin-pointing exactly where those gaps might exist.
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Crime Insurance
Whether your company is large or small, extensive background research of potential employees, still cannot protect you from the sobering reality of crime in the workplace. For years, we have been helping Fortune 500 clients in assessing and recommending proper crime insurance for their organizations.
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Special Policies
In recent times, E.G. Bowman has recognized the demand and need for newer, more sophisticated types of coverage.
For instance, claims of mismanagement against company principals has resulted in the creation of the "Directors & Officers Liability."
"Employment Practices Liability," can protect your company from employees who may charge you with, perhaps, discrimination, or sexual harassment.
Bowman has recently advised some of its clients in "Fiduciary Liability," which protects your company against claims of pension negligence.
And finally, there's "Key Person Life Insurance," which protects your company in the event of the death of upper echelon employees, other than the owner.
For Architectural & Engineering firms, we offer a competitive Professional Liability Insurance program (Errors & Omissions) in addition to the other property and casualty coverages that these firms require.
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